Mon - Fri: 9:30am - 5:30pm
Saturday: 10:00am - 4:00pm
Sunday Closed
1403/227 Collins Street
Melbourne, VIC
Voted #1 Pawn Shop in Melbourne!
Look at Our Rates
  • Trusted Melbourne Pawnbrokers

  • Instant Cash Loans on Jewellery

  • Get cash on the Spot

  • We Loan To Everyone

  • No Appointment Required

  • Best Pawn Loan Rates In Melbourne

  • Get The Most Money Guaranteed

$20,000 + 4%
$10,000 + 5%
$4,000 + 8%
$1,000 + 10%
$200 + 12%

Pawn Shops Melbourne, Voted #1

Welcome to the Melbourne’s number 1 pawn shop, the leader in the industry for providing the best cash loans, best rates and best valuations on your jewellery items. Conveniently located in the heart of the Melbourne CBD. Not all Melbourne pawn shops are entirely honest with their customers, and different to other pawn shops we strive to be completely transparent with all our charges/ interest rates, as well as getting you the best possible price on your valuable items. If you need some fast cash and are looking for the best pawn shop in Melbourne to get yourself the best deal possible, look no further than the Melbourne Pawn Shops. If you have gold, or silver jewellery, watches or diamonds, come to the pawn broker in Melbourne that you can trust and make sure that you get the most money for your valuables. If you want any more information on our services, visit us or call us today at Tel: 1800 618 805, and one of our friendly staff look after you.

We Pawn Gold at
9ct $28.89 per gram
14ct $45.07 per gram
18ct $57.79 per gram
22ct $70.58 per gram
24ct $77.04 per gram
We Buy Gold at
9ct $32.10 per gram
14ct $50.08 per gram
18ct $64.21 per gram
22ct $78.42 per gram
24ct $85.60 per gram
Prices Updated: Sunday, 20 Aug 2023.
Prices subject to supply and demand.
Come to our secure/private office
1. Come to Our Secure Office.
It\’s that simple
2. Bring your valuable item(s)
Get CASH or pay CASH for Bitcoin
3. Receive cash.

As a Pawn Broker we Only Lend On

At Melbourne Pawn Shops we will lend money on a variety of Jewellery related items, and we always offer you the best price out of any of the other pawn shops in Melbourne. Our pawn brokers will accept gold jewellery, gold coins, gold and silver bullion, diamonds, scrap gold, as well as luxury watches. You will not find another pawn shop in Melbourne that will offer you the same great rates as us, or that is as transparent with how their business works. When it comes to pawn shops, Melbourne CBD has none that can compare to the level of service that we offer and our prices. For more information on what our pawn shop in Melbourne will lend money on, please click here.

Terms of use and guidelines
Minimum term of Loan
1 Month with option to extend upto a maximum of 10 years
Maximum terms of use
10 years. By paying the interest monthly the loan gets automatically extend 1 more month each time.
Maximum Annual Percentage Rate
$200 - $999 = 120% per annum $1000 - $3,999 = 96% per annum $4000 - $9,999 = 84% per annum $10,000 - $19,999 = 48% per annum $20,000 and above = 24 - 36% per annum
Example of loans
If you borrow $200 (principal), after 1 month you need to pay $200 (principal) + $20 (interest) = $220
Payment requirements time frames
There is no requirement to pay your loan back within the first 90 days of issue. However if you fail to pay the interests that are due, you risk the items being disposed. Please be up to date with your interest.

Our difference: We Show You Our Rates

$20,000 + 2 - 3%
$10,000 + 4%
$4,000 + 7%
$1,000 + 8%
$200 + 10%
We are different.

How Our Melbourne Pawn Shops in the CBD works

The services of Melbourne Pawn Shops are simple and straightforward, and the first thing that you need to do is visit our secure pawn shop VIC office and bring along your valuables items. We will then value the items that you have to pawn and make you an offer, this service is of course FREE of charge. You will need suitable identification with you, and we will make you a deal on the spot, and if you accept our deal, we will give you the cash straight away, it is that simple! You will receive a courtesy message every month, and you can either pay back the loan in full or extend it for as long as you wish by paying the monthly fees. As all items are securely stored in a vault for security or at the bank safe, when you are ready to pay back your loan, call us 1 day before, and you can then collect your items and pay back your loan. Click in the following link for more information on how our services work, please click here.

The Best Pawnbrokers Melbourne CBD & Surrounding Areas

You can look for a pawn shop Melbourne online using a search engine and get a lot of results. However, instead of searching for a pawn shops near me, it is much easier to visit our centrally located offices on Collins St, and save yourself valuable time and energy by visiting the pawn brokers that guarantees the best rates and excellent service. It is not necessary to shop around as we offer the best prices of all pawn shops, Melbourne CBD located, and the surrounding areas. For more information on the rates that we offer, please click here.

Contact Us Today

For the absolute best gold loan rates in Melbourne, there is no better place to go than Melbourne Pawn Shops. We are proud to offer the best rates, as well as an outstanding customer service to all of our clients. You can visit our secure offices which are at Suite 1403/227 Collins St, Melbourne, VIC, 3000 in the heart of the central business district, or give us a call for more information on Tel: 1800 618 805 and one of our helpful and friendly members of staff will be happy to assist you with your enquiry or transaction. For the best rates and the best level of service available, visit Melbourne Pawn Shops today and get that much-needed cash in your hand today.

Identification Requirement

In order to do a loan YOU NEED ONE of the following identifications:

  - Passport, or

  - Drivers Licence, or

  - A document issued by a statutory authority bearing a photograph eg. Firearms Licence, or

  - Tertiary Education ID(photo)

Or two of the following identifications:

  - Full Birth Certificate or Extracts of Birth Certificate

  - Certificate of Australian Citizenship

  - Marriage Certificate

  - Cards issued by the Commonwealth Department of Family and Community Affairs eg. Pension Concession Card